Don’t Make These 6 Common Mistakes When Managing Your Credit

By NTM | December 8, 2021

Developing a good credit habit is a vital step toward improving your finances. The average American holds more than $5,000 in credit card debt, but when combined with a mortgage, auto loan, student loan, and other outstanding payments, that figure climbs up to over $92,000. That is a considerable amount. While debt is typical, better…

How to Get a Loan: Working with a 600+ Credit Score

By NTM | August 5, 2021

People in different financial situations need to adjust their budget and loaning strategies according to their limitations. For example, a person that owns several properties may need to deal with various insurance policies to cover their assets. On the other hand, someone with limited banking credit should keep their spending for luxuries to a minimum.…

Why You Can Use a Personal Loan to Improve Your Credit Rating

By NTM | July 22, 2021

If you’re looking for an efficient way to build your credit rating and remain on the right side of moneylenders, banks, and insurance companies, you could apply for a personal loan. One of the reasons a personal loan works to build your score is that your lender can put in a good word for you…